Most Commonly Used Banking Terms.
Most Commonly Used Banking Terms.
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- Bank Rate : It is the rate of interest charged by a central bank to commercial banks on the advances and the loans it extends.
- Bouncing of a cheque : When an account has insufficient funds the cheque is not payable and is returned by the bank for a reason "Exceeds arrangement" or "funds insufficient".
- CRR (Cash Reverse Ratio) : The amount of funds that a bank keep with the RBI. If the percentage of CRR increases then the amount with the bank comes down.
- Cheque : It is written by an individual to transfer amount between two accounts of the same bank or a different bank and the money is withdrawn from the account.
- Core Banking Solutions (CBS) : In this, all the branches of the bank are connected together and the customer can access his/her funds or transactions from any other branch.
- Debit Card : This is a card issued by the bank so the customers can withdraw their money from their account electronically.
- Demat Account : The way in which a bank keeps money in a deposit account in the same way the Depository company converts share certificates into electronic form and keep them in a Demat account.
- E-Banking : It is a type of banking in which we can conduct financial transactions electronically. RTGS, Credit cards, Debit cards etc come under this category.
- EFT (Electronic Fund Transfer) : In this, we use Automatic teller machine, wire transfer and computers to move funds between different accounts in the different or same bank.
- Fiscal Deficit : It is the amount of Funds borrowed by the government to meet the expenditures.
- Initial Public Offering (IPO) : It is the time when a company makes the first offering of the shares to the public.
- Leverage Ratio : It is a financial ratio which gives us an idea or a measure of a company’s ability to meet its financial losses.
- Liquidity : It is the ability to convert an investment quickly into cash with no loss in value.
- Market Capitalization : The product of the share price and a number of the company’s outstanding ordinary shares.
- Mortgage : It is a kind of security which one offers for taking an advance or loan from someone.
- Mutual Fund : These are investment schemes. It pools money from various investors in order to purchase securities.
- Pass Book : It is a book where all the bank transactions are recorded.They are mainly issued to Current or Savings Bank account holders.
- Repo Rate : Commercial banks borrow funds from the RBI if there is any shortage in the form of rupees. If this rate increases it becomes expensive to borrow money from RBI and vice versa.
- SLR (Statutory Liquidity Ratio) : It is the amount that a commercial bank should have before giving credits to its customers which should be either in the form of gold, money or bonds.
- Savings Bank Account : This is an account of nominal interest which can only be used for personal purpose and which has some restrictions on withdrawal.
- Teller : He/she is a staff member of the bank who cashes cheques, accepts deposits and perform different banking services for the general mass.
- Universal Banking : When financial institutions and banks undertake activities related to banking like investment, issue of debit and credit card etc then it is known as universal banking.
- Virtual Banking : Internet banking is sometimes known as virtual banking. It is called so because it has no bricks and boundaries. It is controlled by the world wide web.
- Wholesale Banking : It is similar to retail banking with a slight difference that it mainly focuses on the financial needs of the institutional clients and the industry.
- Zero Coupon Bond : It is a bond that is sold at a good discount as it has no coupon.
This ist of words used to represent the noises of animals.
Animal Sound .
Ape Gibbers .
Ass Brays .
Bear Growl .
Bee Buzzes .
Beetle Drones .
Bird Hums,Sings .
Boar Screams .
Cat Meow .
Cow Moo .
Deer Bells .
Dog Barks .
Dolphin Clicks .
Donkey Brays .
Dove Coos .
Duck Quacks .
Eagle Screams .
Elephant Trumpets .
Falcon Chants .
Frog Croak .
Goat Bleat .
Horse Neigh .
Lion Roar .
Mouse Squeak .
Pig Oink .
Snake Hiss .
.
...
Chemicals Production Method .
അമോണിയ ഹേബർപ്രക്രിയ .
കലോറിൻ ഡിക്കൻസ് പ്രക്രിയ .
ടൈറ്റാനിയം ക്രോൾ പ്രക്രിയ; ഹണ്ടർ പ്രക്രിയ .
നിക്കൽ മോൻഡ് പ്രക്രിയ .
നൈട്രിക്കാസിഡ് ഓസ്റ്റ് വാൾഡ് പ്രക്രിയ .
സറ്റീൽ ബെസിമർ പ്രക്രിയ .
സൾഫ്യൂരിക് ആസിഡ് സമ്പർക്ക പ്രക്രിയ .
ഹൈഡ്രജൻ ബോഷ് പ്രക്രിയ .
.
Substance Alkaloids .
ഇഞ്ചി ജിഞ്ചറിന് .
കരുമുളക് പേപ്പറിന്; ചാപ്സിന് . LINE_F...
ഇന്ത്യയിലെ പ്രധാന കമ്മീഷനുകൾ
BN ശ്രീകൃഷ്ണ =തെലുങ്കാന രൂപീകരണം .
Dr. S. രാധാകൃഷ്ണ =സർവകലാശാല .
UC ബാനർജി =ഗോദ്ര സംഭവം പുനഃ അന്വേഷണം .
YVChandrachood =ക്രിക്കറ്റ് കോഴ വിവാദം .
അലാഗ് =UPSC exam .
അശോക് മേത്ത =പഞ്ചായത്തീരാജ് .
കസ്തൂരി രംഗൻ =ഗാഡ്ഗിൽ കമ്മിറ്റി റിപ്പോർട് .
കോത്താരി =വിദ്യാഭ്യാസം .
ഗ്യാൻ പ്രകാശ് =പഞ്ചസാര കുംഭകോണം .
ജസ്റ്റിസ് AS ആനന്ദ് =മുല്ലപ്...
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