Most Commonly Used Banking Terms.
Most Commonly Used Banking Terms.
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- Bank Rate : It is the rate of interest charged by a central bank to commercial banks on the advances and the loans it extends.
- Bouncing of a cheque : When an account has insufficient funds the cheque is not payable and is returned by the bank for a reason "Exceeds arrangement" or "funds insufficient".
- CRR (Cash Reverse Ratio) : The amount of funds that a bank keep with the RBI. If the percentage of CRR increases then the amount with the bank comes down.
- Cheque : It is written by an individual to transfer amount between two accounts of the same bank or a different bank and the money is withdrawn from the account.
- Core Banking Solutions (CBS) : In this, all the branches of the bank are connected together and the customer can access his/her funds or transactions from any other branch.
- Debit Card : This is a card issued by the bank so the customers can withdraw their money from their account electronically.
- Demat Account : The way in which a bank keeps money in a deposit account in the same way the Depository company converts share certificates into electronic form and keep them in a Demat account.
- E-Banking : It is a type of banking in which we can conduct financial transactions electronically. RTGS, Credit cards, Debit cards etc come under this category.
- EFT (Electronic Fund Transfer) : In this, we use Automatic teller machine, wire transfer and computers to move funds between different accounts in the different or same bank.
- Fiscal Deficit : It is the amount of Funds borrowed by the government to meet the expenditures.
- Initial Public Offering (IPO) : It is the time when a company makes the first offering of the shares to the public.
- Leverage Ratio : It is a financial ratio which gives us an idea or a measure of a company’s ability to meet its financial losses.
- Liquidity : It is the ability to convert an investment quickly into cash with no loss in value.
- Market Capitalization : The product of the share price and a number of the company’s outstanding ordinary shares.
- Mortgage : It is a kind of security which one offers for taking an advance or loan from someone.
- Mutual Fund : These are investment schemes. It pools money from various investors in order to purchase securities.
- Pass Book : It is a book where all the bank transactions are recorded.They are mainly issued to Current or Savings Bank account holders.
- Repo Rate : Commercial banks borrow funds from the RBI if there is any shortage in the form of rupees. If this rate increases it becomes expensive to borrow money from RBI and vice versa.
- SLR (Statutory Liquidity Ratio) : It is the amount that a commercial bank should have before giving credits to its customers which should be either in the form of gold, money or bonds.
- Savings Bank Account : This is an account of nominal interest which can only be used for personal purpose and which has some restrictions on withdrawal.
- Teller : He/she is a staff member of the bank who cashes cheques, accepts deposits and perform different banking services for the general mass.
- Universal Banking : When financial institutions and banks undertake activities related to banking like investment, issue of debit and credit card etc then it is known as universal banking.
- Virtual Banking : Internet banking is sometimes known as virtual banking. It is called so because it has no bricks and boundaries. It is controlled by the world wide web.
- Wholesale Banking : It is similar to retail banking with a slight difference that it mainly focuses on the financial needs of the institutional clients and the industry.
- Zero Coupon Bond : It is a bond that is sold at a good discount as it has no coupon.
Minerals in Kerala
ധാതുസമ്പത്ത് നിറഞ്ഞ മണ്ണിനങ്ങളിൽ, തീരപ്രദേശത്ത് കാണപ്പെടുന്ന കരിമണലാണ് ഏറ്റവും പ്രധാനം. ഇൽമനൈറ്റ്, മോണോസൈറ്റ്, തോറിയം, ടൈറ്റാനിയം തുടങ്ങിയവ കരിമണലിൽ കാണപ്പെടുന്നു. കേരളത്തിൽ കാണപ്പെടുന്ന മണ്ണിൽ ഇൽമനൈറ്റിന്റെ അളവ് വളരെ കൂടുതലാണ്. കേരളത്തിലെ മണ്ണിൽനിന്ന് ലിഗ്നൈറ്റും ലഭിക്കാറുണ്ട്. .
Important Minerals from Kerala
ധാതുക്കൾ .
ഉപയോഗങ്ങൾ .
കാണപ്പെ...
Wonders of the world
ലോകാത്ഭുതങ്ങൾ മനുഷ്യനിർമ്മിതമായ ശില്പങ്ങൾ, സ്മാരകങ്ങൾ, സ്തംഭങ്ങൾ തുടങ്ങിയ അത്ഭുതങ്ങളെക്കുറിച്ചുള്ള പട്ടികയാണ് ലോകാത്ഭുതങ്ങൾ അഥവാ സപ്താത്ഭുതങ്ങൾ.
പൗരാണിക ലോകാത്ഭുതങ്ങള് കുഫുവിലെ (ഗിസ) പിരമിഡ് : ഈജിപ്റ്റിലെ ഫറവോയായിരുന്ന കുഫുവിന്റെ ഭൗതികാവശിഷ്ടം അടക്കം ചെയ്ത പിരമിഡ് ആണ്. ഈജിപ്തിലെ നൈല് നദിയുടെ പടിഞ്ഞാറെ കരയിലാണിത്.
ബാബിലോണിലെ തൂങ്ങുന്ന തോട...
The solar system
The solar system ( സൗരയൂഥം )
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സൗരയൂഥത്തിലെ ഗ്രഹങ്ങൾ Mercury ( ബുധൻ ).
Venus ( ശുക്രൻ ).
Earth ( ഭൂമി ).
Mars ( ചൊവ്വ ).
Jupiter ( വ്യാഴം ).
Saturn ( ശനി ).
Uranus ( യുറാനസ് ).
Neptune ( നെപ്റ്റ്യൂൺ ).
സൗരയൂഥത്തിലെ ഗ്രഹങ്ങൾ (By Size)
വ്യാഴം.
ശനി.
യുറാനസ്.
നെപ്ട്യൂൺ.
ഭൂമി.
ശുക്രൻ,.
ചൊവ്വ.
ബുധൻ.
.
Questions related to Solar system സൗരോർജ്ജം ഉപയോഗിച്ച് ഏറ്റവും കൂടുതൽ സഞ്ചരിച്ച ബഹിരാകാശ പേടകം : ജൂനോ....
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